Updated 6 March 2022, 12pm
SiennyLovesDrawing ๐ฉ๐ป has recently read about how to celebrating Refired, Not Retired Day, 1st March annually, it’s as simple as reevaluating any of your ideas (If yet to have, can start exploring now ๐) of what it means to you to be retired. What have you got planned for the years after you retire or even retire earlyโโ๏ธ
Refired Not Retired Day is dedicated to all those people who have retired already OR about to get retired. During retirement period of life, live your life to the fullest, yes, just enjoy your life & make the most of these retirement years by doing things that you always wanted to do, as you finally got time to do all the things that you love to do. Read more via ๐ https://www.daysoftheyear.com/days/refired-not-retired-day/
Hmm…SiennyLovesDrawing actually wishes to retire early, yes โ
, since she has graduated & starting to work ๐ฉ๐ปโ๐ป, this is a life goal ๐ฏ that she is working on. It means good financial habits count, be discipline in your budget set, not wasting money unnecessarily etc. Some of her tips are reduce eating out, no unnecessarily phone upgrades, unnecessarily clothing & apparel shopping, not to opt for extended warranties & not to fall into emotional impulse shopping etc.
โPlanning to retire? Before you do find your hidden passion, do the thing that you have always wanted to do.โ ~ By Catherine Pulsifer
Apart from the major concern ie. Enough financial to support early retirement, the rule of thumb widely recognised is only withdraw 4% from retirement savings each year
Personally to her, “enough“ meant differently by each retirees, if you can be living on a lower budget that you’re comfortably adapting to, without any luxury elements, then your “enough” for early retirement surely more achievable, as compared to those that wish to enjoy a more luxury comfortable retirement life. So, a honest & reality self reflect is required to consider your retirement lifestyle, current or long term healthcare needs, living downsizing etc. ya ๐ช๐ป๐๐ป๐๐ป
The important factor that drives her to achieving early retirement is what she is gonna do to fill her time after retire. Once retired, it means literally you have extra hours of 9 to 5 on your own, no need answering to many bosses, hurrayโผ๏ธ She knows herself well that she needs to keep her time occupied, she just can’t be doing nothing for a long time, she just can’t, lol ๐
Frankly, initially when she wishes to retire early, so she can backpacking around the world ๐๐, however with the global health pandemic now, she needs to pen down what she is gonna do instead before her long backpacking journey then
Let’s start to craft out an actual plan for your post-retirement years OR plan a fun bucket list that you can happily tick off after each exciting completion during your retirement
It’s just a new ๐ beginning after your retirement, enjoy new ๐ life for your own self. It’s a 2nd chance for all retirees to live life to its fullest to stay happy vital
In this sharing, SiennyLivesDrawing ๐ฉ๐ป is gonna sharing some pointers/ ideas of what to do to fill your time during retirement. It’s important to plan well to enjoy the max benefits of an early retirement ๐
What’s your answers to these questionsโโ๏ธ
- When you were a child, what did you love most? Isnโt it now the time that each of us remembered the simple joy of being a child?
- Anything you wished you would have done? Not done?
- Who matters to you?
- If money were not a problem, what would you be doing now?
- If tomorrow is your last day in life, will you have any regrets?
Healthy Living
Practicing healthy eats, do more home cooking or baking as you wish to enjoy your daily meals
Home cooking ๐จ๐ปโ๐ณ๐ฉ๐ปโ๐ณ by enjoying the joys of trying different wellness recipes, mixing healthy ingredients that you like, creating healthy dishes that you would love to taste etc. SiennyLovesDrawing ‘s favourite food & ingredients online shopping platform recently via ๐ https://bit.ly/3GkTgFl with agent code “Sienny” , anyone can cook now with lots of ready to eat, ready to cook food items in the market now ๐ฉ๐ป๐๐ฉ๐ปโ๐ณ๐๐๐ป
Stay active, keeping brain cells remain working active eg. Crosswords, chessโ๏ธ, jigsaw puzzles ๐งฉ, board games etc.
Hobbies/ Passions
Travelling ~ SiennyLovesDrawing would like to backpacking ๐๐ & travel around with rails ๐๐, how about youโโ๏ธ
Even simply planning โ๐ปโ๏ธa trip now can boost happiness levels because you’re anticipating the good times to come โบ๏ธ๐๐๐
For those with love for cooking & baking, sure indulge with kitchen experiment time for new ๐ recipes ๐ฉ๐ปโ๐ณ๐จ๐ปโ๐ณ SiennyLovesDrawing ‘s favourite food & ingredients online shopping platform recently via ๐ https://bit.ly/3GkTgFl with agent code “Sienny” , anyone can cook now with lots of ready to eat, ready to cook food items in the market now ๐ฉ๐ป๐๐ฉ๐ปโ๐ณ๐๐๐ป Happy air frying ready to eat food item TikTok clip via ๐น๐ https://vt.tiktok.com/ZSeKCdSKF/
Doodling art ๐จโ๐ป
Reading ๐๐ ~ Google Phyllis May’s publications & pick 1 to read ๐, she is the creator of this Refired, Not Retired Day ๐
Work out to enjoy a good sweat ๐
whether being indoor yoga, gyms ๐๐ปโโ๏ธ๐คธ๐ปโโ๏ธ or outdoor activities ๐ต๐งetc.
Learning
Lifelong learning is the key to maintaining cognitive function. When you’ve tune to deep dive into learning new ๐ skills, it will keeping your brain flexible & in its tip top shape for longer
So, sign up for a new ๐ language, knitting, art classes, crafting, cooking, baking etc.
Grow a garden ๐ฑ๐ฟ๐ณ๐ก
If you’re a green fingers, start now or continue to grow your garden so can harvest & enjoy tasting your own harvest. If got extra harvesting, sell them online or gifting to neighborhood too ๐ฑ๐ฅฌ๐ฝ๐
More time with loved ones
You will have more time to dedicate in building relationships with people who matter to you eg. Parents, kids, relatives, friends, loved ones
Yes, it can be the time for intergenerational bonding moments by baby sitting grand kids with educational activities, educational trips etc.
Low impact living
Planning your adaptable downsizing life, being financially ๐ฐ๐ณ smart, spending wisely, being environmental care eg. Downsize house, change to daily commute with public transportation etc. ๐๐๐
Side hustle
You may consider whether to start up own business, get a part time job, on freelancing, diversify investment etc.
For considering freelancing or part time job, do check out this IG profile to be aware of the current salary across various industries in the market via ๐ https://instagram.com/malaysianpaygap
For considering ๐ business adventure during retirement, do check this IG profile for some ideas & insights sharing from existing entrepreneurs, good learning from other experiences via ๐ https://instagram.com/malaysianbusinessinsights
Volunteering
You may even contribute back to the needed communities by volunteering with what you’re expertise with or with your free time now ๐
Step out of your comfort zone
Do something that you have never done before eg. Sky dive, road less traveled, hiking, get that bachelor degree or PhD you’ve always wanted
Write a book or blog, even you know well that youโre the only one who reads your book/ blog. NOW is the time to write that book you always wanted to, set up & manage a blog, write articles to be published in magazines or elsewhere, poems or your memoirs etc.
Expand social connection
It’s important to maintain healthy social networking after retirement with communities that share the same life purposes. This can eliminating any depression or mental health with post retirement ๐ง๐ปโ๐คโ๐ง๐ป๐ญ๐ป๐ฌ๐ป๐ซ๐ป
Join some meet up groups/ communities that are geared to certain interests or populations. Also participating events that interest you, meet new ๐ friends etc.
So, let’s think about how you like to spend your years of retirementโโ๏ธ How & why do you wish to retire earlyโโ๏ธ Welcome to share your thoughts at comment section, let’s have a discussion to learn from each other
Some of the stories by some retirees for your reading pleasure
๐ https://www.aarp.org/retirement/planning-for-retirement/info-2020/second-act-careers.html
๐ https://www.cnbc.com/2020/04/30/42-year-old-retiree-lost-600000-coronavirus-second-guessing-early-retirement.html
๐ https://www.cnbc.com/2022/02/01/why-early-retirement-is-one-of-the-worst-money-mistakes-youll-regret-says-harvard-economist.html
๐ https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3061466/
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